Offset Mortgages

About offset mortgages

Offset mortgages provide a single repository for all of your financial commitments. They are essentially a single account where loans, investments and income are placed. The value of savings and investments in effect, offset the amount that is owed on the mortgage overall. This arrangement provides flexibility as mortgage repayments are at the discretion of the borrower.

Offset mortgage options

The Financial Services Authority suggests that before you consider taking out a long term financial product such as an offset mortgage that you may wish to consult a mortgage broker. Our fully independent financial advisers have a great deal of experience of working with clients to research the offset mortgage market and find a product that is right for them. We offer all of those considering their options in relation to mortgage loans, the opportunity to discuss their situation with one of our independent mortgage brokers. To arrange your free consultation please click the following link > Mortgage broker consultation.

Free offset mortgage consultations

Our aim is clear, to provide offset mortgage advice that best fits our clients’ needs. We are able to do this as we are fully independent. We search the entire market to recommend the right product. We offer free consultations to allow you to discuss your offset mortgage requirements with us. During this consultation, our financial advisers will discuss every element of the particular mortgage arrangement to allow you to make an informed decision as to the best way forward. To arrange your free consultation please click the following link > Mortgage broker consultation.